Total Disability Individual Unemployability (TDIU) allows veterans to receive compensation at the 100% rate ($3,737.85 per month in 2026) even when their combined disability rating is below 100%. This guide covers eligibility, the application process, and what evidence the VA requires.
Schedular TDIU requires at least one service-connected condition rated at 60% or higher, or a combined rating of 70% with at least one condition rated at 40% or higher. Extraschedular TDIU is available for veterans who do not meet these thresholds but can demonstrate that their service-connected disabilities prevent substantially gainful employment.
TDIU is not about being unable to work any job. The VA evaluates whether your service-connected disabilities prevent you from securing and following a substantially gainful occupation considering your education, training, and work history. You can work part-time or in a protected work environment and still qualify. Marginal employment does not disqualify you.
Strong TDIU claims include medical opinions about functional limitations, employer statements about accommodations or performance issues, vocational expert opinions, work history documentation showing job losses or reduced capacity, and personal statements describing how disabilities affect your ability to work.
TDIU pays the same monthly rate as 100% schedular. However, 100% schedular is generally preferred because it comes with fewer restrictions and qualifies for Chapter 35 and CHAMPVA automatically when P&T. TDIU can lead to P&T status, which unlocks the same benefits, but the VA reviews TDIU cases more frequently.
Check your eligibility and learn how to build a strong TDIU claim.