The difference between a 70% and 100% VA disability rating is over $24,000 per year in tax-free compensation. Add healthcare, education benefits for family, and property tax exemptions, and the total value gap can exceed $100,000 annually. If your conditions have worsened, you have undiagnosed secondary conditions, or your claim was underrated, you have options.
If your service-connected condition has gotten worse since your last rating, file a Claim for Increase. The VA will schedule a new C&P exam to re-evaluate your current severity. You need updated medical evidence showing worsening. Recent treatment records, specialist evaluations, and personal statements describing how your daily life has changed are critical. Common conditions that worsen over time include PTSD, back injuries, knee conditions, migraines, and sleep apnea.
Secondary conditions are disabilities caused or aggravated by a condition you are already service-connected for. This is one of the most effective ways to increase your combined rating. A veteran rated for a knee injury may develop depression due to chronic pain. Sleep apnea can be secondary to PTSD or weight gain from medications. Back injuries commonly lead to radiculopathy. The key requirement is a medical nexus connecting the secondary condition to your primary disability.
If you were previously denied or received a lower rating than expected, a Supplemental Claim lets you resubmit with new and relevant evidence. This can include updated medical records, a new diagnosis, buddy statements, a nexus letter, or a DBQ that was not previously submitted. Supplemental claims have no time limit - even claims denied years ago can be reopened.
If your service-connected conditions prevent you from maintaining substantially gainful employment, TDIU pays at the 100% rate ($3,737.85 per month in 2026) even if your combined rating is below 100%. Schedular TDIU requires one condition at 60% or a combined 70% with one at 40%. You can work part-time or in a protected environment and still qualify.
An Intent to File protects your effective date for up to one year. If you file your ITF today and your claim is approved 8 months later, your back pay starts from the ITF date. This can mean thousands or tens of thousands in additional retroactive pay. There is no cost and no obligation.
SMC provides additional payments above standard rating amounts. SMC-S (Housebound) applies if you have one condition at 100% plus additional conditions combining to 60%. Aid and Attendance (SMC-L) applies if you need regular help with daily activities. Many qualifying veterans do not know SMC exists.
Not submitting updated medical evidence with a claim for increase. Filing without a nexus letter for secondary conditions. Missing the Intent to File deadline. Not reading the VA decision letter to understand why a claim was denied. Underreporting symptoms during C&P exams. Failing to describe how conditions affect daily life and work. Waiting too long to file - every month you wait is money you do not receive.
Start by using the Secondary Conditions Finder to identify claims you may be missing.